Every year, IBPS CWE (Common Written Examination) is conducted to select eligible candidates to the post of officers and clerks in various government sector banks by IBPS (Institute of Banking Personnel Selection Board). IBPS is a one of the leading recruitment body, which provides recruitment services to all Public-Sector Banks, RBI, NABARD, Insurance companies and those, which are member financial bodies of the IBPS.

Institute of Banking Personnel Selection (IBPS) started Common Written Examination (CWE) in the year 2011 to recruit officers and clerks in Public Sector Banks. Since then, IBPS exam has been happening every year and is now happening in 2019 in its 9th edition. It accepts online application through its official website for registration of the examination and conducts its all examination through online mode at various centers throughout India. Every year around 70-80 lakh applications are received by IBPS for the recruitment in various government Institutions and at various positions.

Why choose banking?

Banking sector is one of the fastest growing sectors in India. Banking sector is no more limited to traditional lending and depositing, but with the introduction of technology, the sector has become much more appealing and challenging. There are lots of benefits that attract youth to prepare for bank exams. In today’s scenario banks not only provides lucrative salaries to their employees but also provides a work- life balance with job stability and a respectful position in a society, there are many more added benefits in a bank Jobs.


IBPS Conducts PO Common Written Examination (CWE) to recruit probationary officers in Public Sector Banks. It accepts online application through its official website for registration of the examination. Earlier, this exam was known as IBPS PO exam.Every year around 25 Lakh eligible candidates fill the online application form and more than 20 Lakh aspirants appear in the exam. The candidates selected after final interview process will get the opportunity to work in their choice of Bank as a Probationary Officer.

Recently, IBPS calendar has been released with tentative details of IBPS PO notification 2019& exam dates.

As per the exam calendar,Important Dates:

S. No.
1 On-line registration including Edit/Modification of Application by candidates & Payment of Application Fees August/ September 2019
2 Download of call letters for Online examination – Preliminary September 2019
3 Online Examination – Preliminary 12.10.2019-13.10.2019, 19.10.2019-20.10.2019
4 Result of Online exam – Preliminary First week of November
5 Online Examination – Main 30.11.2019
6 Declaration of Result – Main Last week of December
7 Admit card for Interview January, 2020
8 Conduct of Interview February, 2020
9 Final Result 1-04-2020

IBPS PO Prelims exam will be conducted in online mode in multiple shifts at various exam centers throughout India.

Vacancies:The official notification of IBPS PO 2019 is expected to be released on August 2019. The Online Registration for IBPS PO 2019 will start from August 2019. Last year in 2018, there were 4252+ vacancies for the post of probationary officer and management trainees (MT).
It is expected that there will be around 5500+ vacancies this year.

Eligibility Criteria

Candidates need to fulfill eligibility at 3 levels in order to apply for IBPS PO exam. The Eligibility Criteria as notified in IBPS PO 2018 notificationis as below:-

(1) Citizenship: A candidate must be: A citizen of India or A subject of Nepal.

(2) Age Criteria: A candidate must be: between 21 to 30 years of age as on 01/08/2019.

Candidates belonging to SC/ST/PWD/OBC/Ex-Servicemen categories are provided with age relaxation. The category wise age relaxation is mentioned below:

Category Age Relaxation
Scheduled Caste/Scheduled Tribe (SC/ST) 5 years
Other Backward Classes (OBC) 3 years
Person with Disability (PwD) 10 years
Ex-Servicemen/Commissioned Officers including ECOS (Emergency Commissioned Officers)/ SSCOs (Short Service Commissioned Officers) who have rendered at least 5 years military service and have been released on completion of Assignment (including those whose assignment is due to be completed within 1 year from last date of receipt of application) otherwise than by the way of dismissal/discharge on the account of misconduct/inefficiency/physical disability attributable to military service 5 years
Person who is ordinarily domiciled in Kashmir Division of State of Jammu and Kashmir during period from January 01, 1981 to December 31, 1990 5 years
People who got affected by 1984 riots 5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to State of Madhya Pradesh only) 5 years

(3)Qualification: A candidate must possess a minimum qualification of Graduation from a recognized University/Institute in any discipline with 60% (55% for SC/ST/PWD)

Selection Process

Following stages are involved in the selection procedure of IBPS PO –

  • Preliminary Exam
  • Mains Exam
  • Interview

The first Stage is the Preliminary Exam, this exam is only qualifying in nature in which total of 100 questions would be given to solve in time limit of 1 Hour. There have been no changes in this exam. It is conducted through an online mode in three sections namely Reasoning, Quantitative Aptitude and English Language. Candidates must clear the cut-off in all 3 sections individually as well as overall to qualify for the IBPS PO Main exam. The following table depicts the complete exam pattern IBPS PO PRE 2019-2020.

Sr. No Name of the Test No.of Questions Maximum Marks Duration
1 English Language 30 30 Composite time of 1 Hour(60 minutes)
2 Quantitative Aptitude 35 35
3 Reasoning Ability 35 35
Total 100 100

There will be negative marking of 0.25 marks for each wrong answer.

IBPS PO 2019 Mains Exam

This is most important exam of IBPS PO recruitment and it holds the utmost importance of IBPS PO selection. The candidate who will clear the sectional as well as overall cutoff in preliminary exam will be eligible to appear in mains exam. The tentative date of commencement of main exam is 30 November 2019.

IBPS PO 2019 Mains Exam Pattern

Sr. No Name of the Test No.of Questions Maximum Marks Duration
1 Reasoning & Computer Aptitude 45 60 60 minutes
2 English Language 35 40 40 minutes
3 Data Analysis & Interpretation 35 60 45 minutes
4 General Economy & Banking Awareness 40 40 35 minutes
Total 155 200 180 minutes
5 English Language (Letter Writing & Essay) 40 40 35 minutes

Descriptive test

The descriptive test for IBPS PO Mains includes two sections; these will carry total 25 marks under 30 minutes to attempt:

1. Letter Writing: You can ask to write the formal, semi-formal or informal letter based on general topics, current affairs & banking awareness.

2. Essay Writing: Essay writing basically is a long article that can be asked on any random topic, especially on the topics related to current affairs/issues, or the issues that are bringing everybody’s attention lately.

After have to clear the sectional as well as overall cutoff, to be eligible for the interview process.

Application Form

Candidates can apply online for IBPS PO 2019 recruitment exam through the official website of IBPS. The official link to apply online will be activated just after the notification is being released. Following are the steps to fill the registration:-

  • Visit ibps.in
  • Fill application with all correct information
  • Upload your recent photograph
  • Click on the provided link ‘Click here for new registration
  • Your password and registration number will be generated. The same will be mailed your inbox
  • Click submit and make the payment (application fee)
  • Your application has been submitted
  • Save the copy of application form.

Changes in IBPS PO EXAM

As there is no major changes in the preliminary exam pattern in IBPS PO exam but there is a drastic changes in the mains exam pattern.

  • Just like SBI, the separate computer section has now been eliminated and now the IBPS PO Main exam has 4 sections with a total score of 200 marks that has to be completed within a time frame of 180 minutes and the number of questions asked in IBPS PO Mains 2019 has been reduced from 200 to 155.
  • IBPS has introduced a descriptive paper in its mains exam for selection of candidates to the post of Probationary officer. Time allotted to descriptive exam is 30 minutes.
  • The time duration for completing the multiple sections has also been altered. The number of questions as well as the maximum marks of each section has also been altered.
  • There will be no particular section for Computer Applications. Reasoning section has been teamed up with Computer Aptitude section that will comprise of 45 questions carrying a total of 60 marks that needs to be completed within 60 minutes.
  • In English Section, there has been a lot of changes
  • Reading comprehension: Only the 5 question were asked with each set of paragraph. No question from antonym and synonym were asked.

    New pattern of Connectors, new patter of error detection was asked.

    Phase interpretation was there but of moderate level.

  • In Data Analysis and Interpretation
  • New pattern of input- Output questions was asked.

    DI on time and work and profit and loss were asked

  • In Reasoning Section, nothing was new except a diagram based input- output question and there were also a puzzle on directions.

IBPS PO Syllabus

There are four major topics for IBPS PO exam to be covered

Reasoning Section:This section includes Coding Decoding, Input Output, Blood Relations, Syllogism, Tabulation, Puzzle, Seating Arrangement, Coded Inequalities, Data Sufficiency, Ranking/Direction/Alphabet Test, Alphanumeric Series, Logical Reasoning,

Quantitative Section: Number Systems Simplification, Profit & Loss, Mixtures & Allegations, Simple Interest & Compound Interest & Surds & Indices, Work & Time, Time & Distance, Menstruation – Cylinder, Cone, Sphere, Data Interpretation, Ratio & Proportion, Percentage, Permutation, Combination &Probability, Sequence & Series, Mensuration – Cylinder, Cone, Sphere Mensuration – Cylinder, Cone, Sphere etc.

English Section:Reading Comprehension, Vocabulary, Grammar, Tenses, Match the sentences, Verbs, Subject-object, cloze test, Para jumbles, Fill in the blanks connectors, Sentence connector, Paragraph completion etc.

General Awareness

Banking awareness: History of Banking in India: Nationalization of Banks, when was first bank in India set-up etc. Organizations: NABARD, Planning Commission, 5 year plans, Finance Commission, World Bank, Economic/ Financial terms & concepts: CRR, Repo rate ,Reverse Repo, Bank rate, SLR, Mutual Funds, Open Market Operations; Money supply, Acts, Committees & legislation: Budget 2016; Economic Survey 2016, Railway Budget 2016; Companies Bill 2013

Role of Reserve Bank Of India in Indian banking system, NPA and SARFAESI, Foreign Exchange reserves of India, Different kind of accounts and corresponding interest rates, Non-Banking Financial companies: Definition, Difference from bank etc, Headquarters and tagline’s of banks, BASEL norms, Types of markets, banking and money instruments, Priority sector lending, Banking abbreviations, Government’s new schemes and policies.

Current affairs: 6 months current affairs.

Static awareness: Important Dams, National parks, Rivers, Capital Currencies, Ministers, Airports, Sanctuaries etc.

Cut Off

Cut off IBPS PO 2018 -2019 Prelim Exam: These cut offs are listed state-wise and category-wise.

Subjects English Language Quantitative Aptitude Reasoning Ability Total
Maximum Score 30 35 100
Cutoff Score 05.00 07.75 10.00 56.75

IBPS PO Prelims 2017-18 Category-wise Cut-Off

Category Cut off
Scheduled Caste (SC) 49.25
Scheduled Tribe (ST) 41.75
Other Backward Classes (OBC) 55.50

Final Cut Off for Mains2018

Serial No. Subject Maximum Marks Cut Off (SC/ST/OBC/PwD) Cut Off (General)
1. Reasoning & Computer Aptitude 60 7.50 10.25
2. English Language 40 7.50 11.25
3. Data Analysis & Interpretation 60 2.50 4.25
4. General Economy & Banking Awareness 40 5.00 8.00
5. English Language (Descriptive) 25 8.75 10.00

Overall cut- off for IBPS PO mains Exam2018

Category Cut off
OBC 68.38
SC 56.38
ST 35.75
HI 42.63
OC 53.25
VI 66.88
ID 37.00

IBPS PO 2018 final cutoff 2018 -2019: – The cut-off will be the minimum qualifying marks required to get the appointment letter from IBPS.

Scores 35.78 31.60 40.29 43.87 25.16 31.36 42.09 20.36

Important Key points: – The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection.

2. The marks obtained in Mains Examination (Objective Test) and Interview will be used to obtain the final merit list. The candidates will have to qualify in Mains Exam (Objective Test) and in Interview to get in the merit list.

3. The final merit list is arrived after aggregating converted marks of Written Test and the interview in the 80:20 ratio will be out of 100 for each category.

Job Profile

After selection as Probationary Officer, candidates are placed in Junior Management Grade Scale – I. They need to undergo a probation period of 1 year. During this probation period, candidates undergo various training in order to learn practical aspects of banking.

Salary and Perks

The basic pay for IBPS PO is R. 23700/-. Apart from this, Probationers are also entitled to various perks including Annual increment, Dearness Allowance, City Compensatory Allowance, House Rent Allowance etc.

Promotion and Career Growth

After the end of probationary period, candidates are posted as Assistant Managers in the bank branch. Next step of the promotion places them in Middle Management Grade Scale and one can even rise to the level of Chairman and Managing Director.

Exam pattern and changes in IBPS PO Pre

As the competition is becoming tougher every year, due to the increasing number of aspirants for these exams therefore the recruiting body is making some changes every year in the exam pattern to make exams tougher and to select the candidate, who is best in all aspects. As, now the sectional timing of 20 minutes for each section has been introduced in the prelims exam we are expecting the change in level of the questions.

If we look into the following tables we can observe, how the pattern changed in the previous years and what we can expect to come in an IBPS PO2019 exam and what not?

Quantitative section

First of all, if we analyze the following table for this section, there is not any major change in the set of questions but level of questions is becoming difficult every year. In 2015, the questions asked in prelims were very easy but in 2017, the questions were easy to moderate level and in 2018 the exam was moderate and lengthy. So, we can expect that, this time IBPS PO PRE 2019 will be difficult than last year but the pattern can be expected to be same.

We can also expect that we can get some more calculative questions from data interpretation (Bar graph, Pie chart, Table chart)

Topic 2015 2016 2017 2018
Series 5(M) 5(E-M) 6(M)
Data interpretation(single graph) 10(M) 10(M) 10 (M) 11(M)
Quadratic equation 5(E) 5(E) 5(E-M) 6(M)
Simplification/approximation 5(E) 5(M) 5(E-M) 8-10(M)
Miscellaneous (Profit loss, T & D, SI, CI etc) 10(M) 10(M-D) 15(E-M) 2-3(M)

*E = Easy, M = Moderate, D = Difficult


If we look at the following table, we can simply say that, now IBPS PO is not focusing on syllogisms and other miscellaneous part in PO Exams, thus we are just expecting 1-2 questions fromthis topic. For Seating arrangements and Puzzles, there were around 25 questions out of 35 in 2016, 23 questions at of 35 in 2017 and around 20 questionwere from this in 2018, so this time too around 20-23 questions will from this topic but the numbers of sets for these can be more that means they are making examination lengthier. So, overall we can expect an easy to moderate level questions in this section.

There were 4 sets of puzzles and Seating Arrangement, following are the types

  • Random Arrangement Based Puzzle, 5 companies, 5 people, 5 posts
  • Circular seating arrangement
  • Box based Puzzle, 9 boxes
  • Day Based Puzzle, (Mon to Sat)
Topic 2015 2016 2017 2018
Syllogisms 5(M) 5(E-M) 5(M) 4(M)
Sitting arrangements(Linear ,circle) 5(M) 10(M) 10 (M) 10 (M)
Puzzle 10(M-D) 10(M-D) 5(E-M) 10(M)
Inequality 5(E-M) 5(E) 3(E)
Blood relation 1(E) 3(E) 2(E) 2(E)
Direction sense 2(E) 1(E) 3(E) 2(E)
Coding decoding 5(E) 3(E) 1-2(M)
Order and ranking 2(E) 2(E) 2(E) 3(E)
Alphabet 1-2 (E) 1(E) 1(E)
Input –output 3-4 (M)

*E = Easy, M = Moderate, D = Difficult


As in this section, there has been a lot of changes from 2015-2018, and therefore we can expect a lot of changesin 2019 prelims.

In 2015, 2016 they were mainly focusing on grammar, but now the main focus is not only on grammar but also on the reading skills and understanding of the candidate. Questions has been reduced from comprehension part from 10 to 5 marks, double filler has replace a single fillers. Para jumble can be asked in just 2-3 questions and the level has become easier, there will be less questions on grammatical error and more on sentence connectors and phrasal words and we can expect 5 questions from cloze test.

Overall, we can expect a moderate level of English section, because in IBPS PO, there is a sectional timing of 20 minutes. So, prepare more and more questions from these topics as this will be a key point in your selection.

Topic 2015 2016 2017 2018
Reading Comprehension 10(M) 8(M-D) 15(M-T) 7-8 (M)
Fillers 5(M) 5(T) 5 (E- M)
Para jumbled sentence 5(M) 5(M) 5(E- M)
Error finding 5(M) 10(M-D) 5(E-M) 8 (M)
Blood relation 1(E) 3(E) 2(E) 2(E)
Cloze test 5(E) 7(E)
Phrase replacement
Synonym/antonyms 5(E)
Sentence corrections 5 (E – M)

*E = Easy, M = Moderate, D = Difficult

Exam pattern and changes in IBPS PO Mains

Exam has two phases: Objective test and subjective


For this section, DI questions were quite difficult and lengthy (Radar DI and Caselet and Tabular). The number series were also of a different pattern wherein a question a series was given for reference and a candidate had to identify the logic from the given series and had to complete another series given in the question along with finding the (n)th term and about Quadratics equation we can observe that new pattern of quadratic equation has been introduced of Quantity 1 and quantity 2. So the expectation for this year is same new pattern with a bit of increase in difficulty level, as they are continuously increasing the difficulty level from last three years.Every mains exam comprises 5-10 data sufficiency question (moderate-difficult level). So we are expecting the same but in a new pattern and this might be surprise topic in this section.Question from probability can be expected and a difficult one.So, one should mainly focus on basics of arithmetic part and then practice the questions of D.I from.

Topic 2015 2016 2017 2018
New patternNumber series 5(M) 5(M) 5(M) 3 (D)
Fillers 5(M) 5(T) 5 (E- M)
Probability 1(M) 2(M)
Data sufficiency 5(M) 5(M) 5(M)
Simplification 5(M-T)
DI 5(M) 20(M-D) 10(E-M) 18 (D)
Approximation 5(M)
Inequalities 5(E)
Miscellaneous 20(E-M) 15(M-D) 8(M) 6(M)

*E = Easy, M = Moderate, D = Difficult

Exam pattern and changes in IBPS PO Mains

Exam has two phases: Objective test and subjective


Reasoning was the difficult section in IBPS PO 2018 and the difficulty level of sitting arrangement & puzzle high comprises 23 questions. So, we are expecting, the topic will cover at least 25 questions.
There were 3 questions from new pattern input-output and 3 questions from new pattern coding-decoding and we are expecting same number of questions from input output and coding decoding, this year also. We can expect some surprises in coding-decoding and data sufficiency topics too.
As we observed from last year exam, there were no questions from computer and this this year we can expect no questions from computer aptitude.

Topic 2015 2016 2017 2018
Sitting arrangements(Linear ,circle) 15(M) 10(D) 15(M-D) 11(M-D)
Puzzle 10(M) 10(M) 5(M) 12 (D)
Input-Output 5(M) 5(D) 3 (D)
Syllogism 5(M) 5(M) 5(M)
Simplification 5(M) 5(D)
Coding decoding 5(D) 5(M) 3 (M)
Logical reasoning 10(E-M) 10(D) 5(E) 10(D)
Miscellaneous 5(D 10 (D) 1 (M)
Data sufficiency 5(D) 5(M-D) 5(D)

*E = Easy, M = Moderate, D = Difficult


We can observe from the table, that there have been a lot of changes in the English section in these years. The numbers of question asked from comprehension topic has been increasing in mains and the parajumbled topic is also reduced to two questions as they are replaced by parafillers in which we have to fill two sentences (correct) in a paragraph, we can also expect sentence connectors in which we have to connect two sentences using connectors.

With continuously change in distributions of marks according to topics, especially in the mains exam, we need to have a close look on the pattern changes in previous years, so that we can analyze the trend properly and accurately.
Now, if we talk about cloze test, the question from this topic have been increasing because it checks the understanding of the whole English language of the candidates. So we can expect minimum 5 questions from it.
We can expect that English section would be the difficult one and students should practice more and more of these topics.

Topic 2015 2016 2017 2018
Reading Comprehension 20(M) 15(M) 10(D) 21 (D)
Para jumble 5(M) 5(E-M) 2 (D)
Error spotting 5(E) 5(E-M)
Sentence correction 5(M) 5(M)
Single/Double fillers 5(D)
Cloze test 5(E) 10(M-D) 10 (D)
Antonym & synonym
Starter (Statement connectors) 2 (D)
Sentence fillers 5(M-D)
Irrelevant statement (odd one out)
Word replacement 5(M-D)
Antonyms/Synonyms 5(M-D) 5(m-D)

*E = Easy, M = Moderate, D = Difficult


This section was of 25 marks with a time limit of 30 minutes. Candidates had to choose from given 5 options to write a letter and an essay.

Letter writing (150 words)

(a) Write a letter to the editor on types of pollution and how to reduce it.

(b) Write a letter to your neighbor thanking them for their help in the hour of need.

Essay writing(200 words)

(a) Fake-News

(b) Magazines and Journals have switched to digital media

(c) Does India needs a universal health care system

(d) Advantages of learning foreign languages.


For prelim Exam focus on getting 20+ marks in each section (As Nothing about Sectional cut-off is given in advertisement) and 60+ marks overall. For specific areas we need to plan as following:

A. Quantitative Aptitude: For Quant focus on Series / Approximation / Calculation/ Quadratic Equations / Data sufficiency and data interpretation. These will cover 25 Qns. out of 35 in quant. 15 Qns. will be from entire Arithmetic. In mains exam, focus mainly on the arithmetic part and new pattern of quadratic equations. So no need to put extra effort on entire arithmetic. Do the focused study only.

B. Logical Reasoning: For prelim focus on Syllogism, inequalities, Sitting arrangement, input output and Puzzles. In mains we shall have 10 to 15 questions from computer (high level) and 30 to 35 Qns. from reasoning especially Puzzles, sitting arrangement, input output etc. So prepare for the prelim only till August and then there will be sufficient time to prepare for the computer section after the prelims.

C. General Economy & Banking Awareness: Keep in touch with daily current affairs specifically the financial updates. After the prelim exam prepare for last 4 to 5 months current affairs and banking awareness. 40 Qns.40 marks this section is considered to be the differential section. A student can score 30 to 35 marks in the stipulated time with the organized study plan.

D. English Language: Looking at the recent trends this section has seen a steep rise in the difficulty level of the exam. In prelim we expect to have 10 Qns. from Comprehension, 10 cloze test, 5 para jumbles and 10 grammatical errors or sentence improvement or phrase replacement. So keep solving more and more comprehensions and read the Hindu Editorials to improve the command over English language. In mains also the difficulty level is very high and we need to prepare accordingly. In 40 Qns. of mains exam we expect 2 comprehensions of 20 marks. 5 para jumbles, 5 cloze test and 5 errors. So again here the focus is on comprehension. But practice as much as possible and do more and more reading for better performance in this section.