IBPS Clerk 2020 Recruitment

IBPS is the responsible body for conducting the Clerical Examination ninth time in succession thus referring to it as IBPS Clerk CWE IX. Best IBPS Bank clerk coaching in Chandigarh is offered which enables the candidate to not only attempt the exam with confidence but also get selected for a great banking career. Exam shall be conducted online examination in two steps (The Preliminary and The Mains) for the next common recruitment of the personnel for the 1557 Clerical cadre positions in the various participating organizations for the period of (2020-2021). The notification of IBPS Clerical 2020 has been released on 12th September along with the dates of the exam and application. The online registration process shall begin on September 17th,2020. In accordance with the calendar IBPS Clerk, 2020 Prelims exam is scheduled on 05.12.2020, 12.12.2019 & 13.12.2020 and mains exam is scheduled on 24.01.2021. IBPS Clerk 2020 shall be another opportunity for any individual seeking to make a career in the banking sector and were unable to get through the SBI or other major banking examinations.

The total number of vacancies for IBPS Clerk 2020 has been released along with its official notification. This year IBPS has introduced 12,075 vacancies for IBPS Clerk 2019-20 & 1557 Posts for IBPS Clerk 2020-21 Recruitment. The number of vacancies has been up from the last year,2019 it was 12,075. The increased competition makes it even essential for the students to enroll for coaching at the institutes offering the best IBPS Bank clerk coaching in Chandigarh(the city famed for delivering the best banking coaching)

IBS Institute of Chandigarh has been a frontrunner in IBPS Bank clerk coaching in Chandigarh and is a trusted platform for any serious banking jobseeker. Institute has been imparting quality education to various aspirants for more than a decade. State of the art study material covers the syllabus of all the major baking examinations such as IBPS and the SBI. One of the highlights of the institute is the current affairs section which is updated on a regular basis and includes all the important events that are critical from the examination perspective. The valuable tips shared by the faculty come in handy for the students. The personal guidance by teachers at every step have yielded great results in the form of many success stories in the leading banking competitive examinations.


I. Nationality / Citizenship:

A candidate must be either –

  • A Citizen of India or
  • A subject of Nepal or
  • A subject of Bhutan or
  • A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India.

II. Age (As on Date of Notification):

Minimum: 20 years, Maximum: 28 years

Relaxation of Upper age limit:

  • Scheduled Caste/Scheduled Tribe- 5 years
  • Other Backward Classes (Non-Creamy Layer)- 3 years
  • Persons with Disabilities- 10 years
  • Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment.

III. Educational Qualifications:

A Degree (Graduation) in any discipline from a University recognised by the Govt. of India or any equivalent qualification recognized as such by the Central

IBPS Clerk Application Fee

The application fee must be paid online. The category wise fee structure for IBPS Clerk online application is given below:

Sr. No. Category Application Fee
1 SC/ST/PWD Rs.100/- (Intimation Charges only)
2 General and Others Rs. 600/- (App. Fee including intimation charges)

Selection Procedure:

  • Preliminary Examination
  • Mains Examination

IBPS Clerk Exam Pattern

The IBPS clerk exam occurs in two phases: Prelims and Mains. These examinations are conducted online. The examination structure is as follows:

Stage-1: IBPS Clerk Preliminary Examination

There are three sections in total including Aptitude, Reasoning and English. A candidate must clear the sectional cut-off and overall cut-off to proceed to the Mains exam.

S.No. Name of Tests(Objective No. of Questions Maximum Marks Duration
1 English Language 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes

IBPS decides the minimum cut-off marks and selects the adequate number of candidates in each category for the Online Mains examination depending upon the requirement.

Stage -2 IBPS Clerk Mains Examination

After few major changes implemented in the IBPS Clerk Examination, it now constitutes of 190 questions which need to be completed in 160 minutes. The questions are divided into 4 sections as given below:

S.No. Name of Tests(Objective) No. of Questions Maximum Marks Duration
1 Reasoning Ability & Computer Aptitude 50 60 45 minutes
2 English Language 40 40 35 minutes
3 Quantitative Aptitude 50 50 45 minutes
4 General/ Financial Awareness 50 50 35 minutes
Total 190 200 160 minutes

Important Note:

Negative Marking

There is a penalty of one-fourth of the total mark assigned to a question, for wrong answers in both preliminary examination as well as Mains examination. There is no penalty for non-attempted questions.


Both Preliminary Exam and Mains Exam will be conducted bilingually i.e. both in English and Hindi (except for the English section)

Final Score Calculation

Preliminary Exam is only qualifying in nature. Marks of only the Mains exam are used for the final merit. The aggregate score out of 100 used for final merit of each category.

IBPS Clerk Syllabus

There are four major topics to be covered for IBPS Clerk exam

Reasoning Section:

This section includes Coding Decoding, Input Output, Blood Relations, Syllogism, Tabulation, Puzzle, Seating Arrangement, Coded Inequalities, Data Sufficiency, Ranking/Direction/Alphabet Test, Alphanumeric Series, Logical

Quantitative Section:

Number Systems Simplification, Profit & Loss, Mixtures & Allegations, Simple Interest & Compound Interest & Surds & Indices, Work & Time, Time & Distance, Menstruation – Cylinder, Cone, Sphere, Data Interpretation, Ratio & Proportion, Percentage, Average, Permutation, Combination &Probability, Sequence & Series, Mensuration – Cylinder, Cone, Sphere Mensuration – Cylinder, Cone, Sphere, Data sufficiency, etc.

English Section:

Reading Comprehension, Vocabulary, Grammar, Error Detection/correction, Phrase replacement, Sentence improvement, Match the sentences, cloze test, Para jumbles, Fill in the blanks, Sentence Connectors, Sentence completion/ Paragraph completion, Para Summary etc.

General Awareness

Banking awareness:

History of Banking in India: Nationalization of Banks, when was first bank in India set-up etc.


NABARD, Planning Commission, 5 year plans, Finance Commission, World Bank, Economic/ Financial terms & concepts: CRR, Repo rate ,Reverse Repo, Bank rate, SLR, Mutual Funds, Open Market Operations; Money supply, Acts, Committees & legislation: Budget 2016; Economic Survey 2016, Railway Budget 2016; Companies Bill 2013Role of Reserve Bank Of India in Indian banking system, NPA and SARFAESI, Foreign Exchange reserves of India, Different kind of accounts and corresponding interest rates,

Non-Banking Financial companies:

Definition, Difference from bank etc, Headquarters and tagline’s of banks, BASEL norms, Types of markets, banking and money instruments, Priority sector lending, Banking abbreviations, Government’s new schemes and policies.

Current affairs: 6 months current affairs.

Static awareness:

Important Dams, National parks, Rivers, Capital Currencies, Ministers, Airports, Sanctuaries etc.

Participating Organisations in IBPS Clerk Exam

Oriental Bank of Commerce Punjab National Bank Central Bank of India Punjab & Sind Bank
United Bank of India Bank of Maharastra Union Bank of India Bank of India Indian
Corporation Bank Allahabad Bank Syndicate Bank Overseas Bank
Bank of Baroda Andhra Bank Canara Bank Vijaya Bank
Indian Bank Dena Bank IDBI Bank UCO Bank

How to prepare

Once, you are aware of the syllabus and pattern of IBPS clerk exam, you should start the preparation immediately. The preparation should always be done keeping the IBPS Clerk Mains exam in mind. The focus should be on clearing the basics first and then move to complex questions. This approach would always be fruitful and yield great results.

To make one’s own strategy for preparation and clearing the exam one needs to be aware of the previous year’s cut-off along with the syllabus.

State-wise Overall Cut-off for IBPS Clerk Prelims 2018


Section-wise Cut-off for IBPS Clerk Prelims 2018

CATEGORY English Language Reasoning Ability Quantitative Aptitude
General 9.75 10.75 11.75
OBC/SC/ST 6.75 6.25 8.00

IBPS Clerk Mains 2018 Cut off

CHANDIGARH 43.63 48.38 55.18
NEW DELHI 44.35 39.18 50.60 55.83
HARYANA 44.18 50.30 56.43
HIMACHAL PRADESH 40.28 40.38 45.15 53.50
PUNJAB 40.88 48.35 56.58

After a close analysis of the previous year cut offs and recent pattern asked in exams, it is advisable to all the students that all the sections, namely English, Quantitative Aptitude and Reasoning need to be focused on equally. It is no longer the case that a person good at one particular section can easily clear the IBPS Clerk exam.

Also in IBPS Clerk exam, the role of current affairs in the final selection is very crucial, the section which is mostly ignored by the new aspirants.

Practice, practice and practice is the key to selection…

Teaching Methodology at IBS

The aim of our teachers and staff is to provide the students with the best guidance and study material. As soon as a student becomes a part of IBS, we avail them of the facilities like personal counseling, updated study material, video lectures, IBS app, IBS website, and personal doubt-solving sessions. Initially, the major focus is on clearing the basics of all the subjects and then getting the student prepared for difficult questions at a later stage. Sufficient practice material is provided for Quantitative aptitude, Reasoning and English Section. The habit of reading newspapers daily is inculcated in our students right from the first day so that they can also stay updated with current affairs.

Daily current affairs are also provided through videos updated every morning on our YouTube channel.

By the time, the syllabus is finished, the student is ready to attempt full length mock tests and score good marks. The online and offline mock tests provided by IBS have detailed solutions for the students to analyse their mistakes.

With the guidance of our expert teachers and teaching methods success is assured to you.